State-by-State Insurance Claim Guides
Filing deadlines, Department of Insurance contacts, and state-specific requirements for the 10 most populated US states.
State-Specific Guidance
Choose Your State
Each guide provides verified contact information for your state's insurance regulator plus filing deadlines backed by statute citations.
California
California Department of Insurance
Texas
Texas Department of Insurance
Florida
Florida Department of Financial Services — Division of Consumer Services
New York
New York Department of Financial Services
Pennsylvania
Pennsylvania Insurance Department
Illinois
Illinois Department of Insurance
Ohio
Ohio Department of Insurance
Georgia
Georgia Office of Insurance and Safety Fire Commissioner
North Carolina
North Carolina Department of Insurance
Michigan
Michigan Department of Insurance and Financial Services
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About These State Guides
Department of Insurance contact information and statute references are verified against each state's official government website. Statute of limitations periods reflect state law as of early 2026. Laws can change — verify against current statutes for your specific situation. This information is for educational purposes only and does not constitute legal or financial advice.