Terms of Service
Last updated: December 6, 2025
Important Notice
These terms govern your use of Claim Prep Guide. By accessing or using our website, you agree to these terms. If you do not agree to these terms, please do not use our website.
1. Acceptance of Terms
By accessing and using Claim Prep Guide, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
Claim Prep Guide provides free, interactive tools and educational resources to help individuals prepare insurance claims. Our service includes:
- Interactive claim preparation wizard
- Documentation checklists and guidance
- Frequently asked questions about insurance claims
- Educational content about the claims process
3. Important Disclaimers
Not Legal or Financial Advice
The information provided on Claim Prep Guide is for educational purposes only and does not constitute legal advice, financial advice, or professional insurance advice. We are not lawyers, financial advisors, or insurance agents. The content on this website should not be used as a substitute for professional advice.
No Guarantees or Warranties
We do not guarantee any specific outcomes, results, or success rates for insurance claims. The insurance claim process involves many variables outside our control, including insurance company policies, individual circumstances, and regulatory requirements.
Professional Consultation Recommended
We strongly recommend consulting with qualified legal professionals, insurance agents, or financial advisors for advice specific to your situation. Professional guidance may be essential for complex or high-value claims.
4. User Responsibilities
Accurate Information
You are responsible for providing accurate and complete information when using our tools. We are not responsible for the accuracy of information you provide or decisions you make based on our guidance.
Professional Consultation
You agree to consult with appropriate professionals before making important decisions about your insurance claims. Our tools are meant to supplement, not replace, professional advice.
Compliance with Laws
You agree to comply with all applicable laws and regulations when using our service. You are responsible for ensuring that your actions comply with insurance policy requirements and applicable laws.
5. Limitation of Liability
To the fullest extent permitted by law, Claim Prep Guide shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.
Our total liability for any claims arising out of or relating to these terms or the service shall not exceed the amount you paid, if any, for using our service. Since our service is free, our total liability is limited to zero.
6. Intellectual Property
All content, features, and functionality of the Claim Prep Guide website are owned by Claim Prep Guide and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as permitted by law or with our prior written consent.
7. User Content
Any information you provide while using our service is stored locally in your browser and is not transmitted to our servers. You retain ownership of any information you provide, but you grant us permission to use aggregated, anonymized data for improving our service.
You are responsible for the content you provide and agree not to submit content that is illegal, harmful, threatening, abusive, defamatory, or otherwise objectionable.
8. Privacy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our service, to understand our practices.
By using Claim Prep Guide, you consent to the collection and use of information as described in our Privacy Policy.
9. Advertising
To support our free services, we participate in the Google AdSense program and display third-party advertisements on our website.
Advertising Policy
- Advertisements are provided by third-party advertising networks
- We do not endorse or take responsibility for the content of advertisements
- Advertisements may collect non-personal information about your interests
- You can opt out of personalized advertising through your browser settings
- Advertisements do not affect the functionality of our free services
By using our service, you acknowledge that advertisements are a necessary part of maintaining our free tools and services. Any interaction with advertisements is governed by the respective advertising network's terms of service.
10. Termination
We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the service will cease immediately.
10. Governing Law
These terms shall be interpreted and governed by the laws of the jurisdiction in which Claim Prep Guide operates, without regard to its conflict of law provisions. Any disputes arising from these terms will be resolved in the appropriate courts of that jurisdiction.
11. Changes to Terms
We reserve the right to modify these terms at any time. If we make material changes, we will notify you by email or by posting a notice on our site prior to the effective date of the changes.
Your continued use of the service after any such changes constitutes your acceptance of the new terms.
12. Severability
If any provision of these terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
13. Contact Information
If you have any questions about these Terms of Service, please contact us:
Email: contact@claimprepguide.com
Website: https://www.claimprepguide.com
Acknowledgment and Agreement
By using Claim Prep Guide, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. You understand that this service provides general information only and does not replace professional legal, financial, or insurance advice.