Complete Insurance Claim Preparation With Confidence

Our free interactive wizard helps you organize documentation, understand requirements, and create personalized preparation guides for auto, home, renters, health, and travel insurance claims.

100% Free
Secure & Private
Quick & Easy

Choose Your Claim Type

Select your insurance claim type to get personalized guidance and documentation requirements.

🚗

Auto Insurance Claims

Vehicle accidents, theft, vandalism, and comprehensive damage claims

Get Auto Claim Help
🏠

Home Insurance Claims

Property damage, theft, natural disasters, and structural issues

Get Home Claim Guidance
🔑

Renters Insurance Claims

Personal property loss, liability claims, and rental property issues

Get Renters Claim Help
⚕️

Health Insurance Claims

Medical billing issues, coverage questions, and claim disputes

Get Health Claim Answers
✈️

Travel Insurance Claims

Trip cancellations, medical emergencies, and travel disruptions

Get Travel Claim Support
📋

Start Your Claim Wizard

Get personalized guidance and documentation checklists tailored to your specific situation.

Begin Now

How It Works

Our simple three-step process helps you prepare comprehensive insurance claims.

1

Select Your Claim Type

Choose from auto, home, renters, health, or travel insurance claims to get started.

2

Complete the Wizard

Answer simple questions about your situation to generate personalized guidance.

3

Get Your Results

Receive customized documentation checklists and step-by-step action plans.

Real Claim Success Stories

See how people like you successfully navigated their insurance claims with proper preparation and documentation.

🚗

Highway Collision Recovery

Auto Insurance • $28,500 Claim

★★★★★ Sarah M., Denver, CO

"Multi-vehicle highway accident left me overwhelmed. Following the step-by-step guidance helped me organize police reports, medical records, and repair estimates. My claim processed in just 3 weeks instead of the typical 2-3 months."

Keys to success:
Complete documentation Quick filing
🏠

Kitchen Fire Recovery

Home Insurance • $45,200 Claim

★★★★★ Robert T., Phoenix, AZ

"Grease fire caused extensive smoke damage. The personalized checklist helped me document everything properly and file within 48 hours. The insurance adjuster praised how organized my claim was. Full coverage approved without disputes."

Keys to success:
Mitigation steps Detailed inventory
🔑

Apartment Theft Claim

Renters Insurance • $12,800 Claim

★★★★★ Emily L., Portland, OR

"Laptop and electronics stolen during break-in. I had receipts and photos ready thanks to the preparation guide. Claim approved in 10 days with full replacement value coverage. Being organized made all the difference."

Keys to success:
Police report Proof of ownership
⚕️

Emergency Surgery Coverage

Health Insurance • $67,400 Claim

★★★★★ Michael K., Philadelphia, PA

"Emergency appendectomy with complications. Using the guidance helped me track all medical bills, get pre-authorizations, and appeal initial denials. Saved over $15,000 in out-of-pocket costs through proper appeals."

Keys to success:
Pre-authorization Appeals process
✈️

Medical Evacuation Abroad

Travel Insurance • $125,000 Claim

★★★★★ Jennifer P., Miami, FL

"Heart attack during vacation in Europe required emergency medical evacuation. Having proper documentation and following the emergency procedures helped get reimbursement for the $125K evacuation costs within 6 weeks."

Keys to success:
Emergency contact Consulate assistance
🚙

Comprehensive Hail Damage

Auto Insurance • $18,700 Claim

★★★★★ David R., Dallas, TX

"Severe hailstorm damaged my truck extensively. The documentation checklist helped me get multiple repair estimates and document all damage properly. Insurance approved full repair costs without any disputes."

Keys to success:
Multiple estimates Photo evidence

Join Thousands of Successful Claim Filers

Proper preparation and documentation are the keys to successful insurance claims. Use our free wizard to create your personalized claim preparation guide.

Frequently Asked Questions

Get answers to common questions about insurance claim preparation and our free tools.

What documents do I need for an insurance claim?

Generally, you'll need photos of damage, police reports (if applicable), receipts for damaged items, repair estimates, communication records with your insurance company, and personal identification documents. Requirements vary by claim type - auto claims need different documentation than home claims.

Get personalized checklist

How long does an insurance claim take to process?

Claim processing times typically vary based on complexity and documentation completeness. Auto claims often process faster than property damage claims. Using our documentation wizard can help speed up your claim.

Explore detailed timelines

Should I hire a public adjuster?

Consider hiring a public adjuster for complex claims, high-value claims, or if you're overwhelmed by the process. Research their qualifications and fees carefully, as they typically work on commission.

Learn about professional help

What's the difference between actual cash value and replacement cost?

Actual cash value (ACV) is the item's value minus depreciation. Replacement cost covers the full cost to replace the item with a new one. Check your policy to understand which coverage type applies to your claim.

Understand coverage types

Important Disclaimer

Claim Prep Guide provides general information and guidance only. This site does not provide legal advice, financial advice, or guarantee specific outcomes with insurance claims. The information provided is for educational purposes to help you understand the claims process. Always consult with qualified legal and insurance professionals for advice specific to your situation.